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It's a family, not a file
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Our Promise to You

At Flat Branch to Home Loans, we promise to deliver and outstanding home loan experience by combining local expertise, innovative technology, and genuine care. As an employee-owned, community-focused mortgage company, we take pride in serving the places we live and work. Whether you're financing your dream home or wanting to refinance, we got you covered. Let's get you home!

Where we are

Our Licensed States
We are FBHL Flat Branch Home Loans

Leaders. Owners. Family

Blurb about working at flat branch and our culture. Blurb about working at flat branch and our culture. Blurb about working at flat branch and our culture.

JOIN OUR TEAM

With our Flat Branch family, you will never go without.

Saleswoman
  • 5 out of 5 stars

    “ An amazing, trustworthy, and supportive lender.

    - Ben from Lewisville, TX | Experience.com

  • 5 out of 5 stars

    “ Great communication! Made the process incredibly easy!

    - Tyler B. from Chesterfield, MO | Experience.com

  • 5 out of 5 stars

    “ Amazing how smooth the process was as a first time homebuyer.

    - Abigail B. Piedmont, OK | Experience.com

  • 5 out of 5 stars

    “ The re-fi was quick and as easy as it could be!

    - Melissa G. St. Louis, MO | Experience.com

  • 5 out of 5 stars

    “ Great easy experience. Treated us like close friends.

    - L:auren W. Overland Park, KS | Experience.com

Meet the leadership  of Flat Branch

Karen Kreutziger

Chief Executive Officer

Jim Yankee

Founder & Chairman

Jamie Pandolfo

President

Emily Harvey

Chief Human Resources Officer

Matt Brand

Director of Capital Markets

Gina Fitzmaurice

VP of Growth & Development

Sarah Craig

Chief Financial Officer

Kristi Estrada

Chief Legal & Compliance Officer

Michael Eckley

Chief Technology Officer

Elena Steinmetz

VP of Marketing

Melissa Schnedler

Retail Operations Manager

Kristopher Curylo

Chief Information Officer

Greg Warner

Chief Information Officer

Amy Hess

VP of Sales

Taylor Nedrow

VP of Sales