We’re excited to announce that Flat Branch Home Loans is the #1 USDA lender in Missouri, #2 USDA lender in Kansas and #13 USDA lender in the country! We are honored to have been able to help so many families use the USDA loan for their home purchase.

USDA loans are designed to help out those in rural areas have an affordable option to achieve their dream of homeownership and promote thriving communities. As the goal of the program is to make owning a home more accessible to everyone, the requirements are more inclusive. You can get up to 100% financing on your loan, along with many other benefits. This program features:

· Low to no down payment

· Competitive interest rates

· Flexible credit score requirements

· Low monthly mortgage insurance

· Not limited to first-time homebuyers

You can check out their website to see if your area is eligible (fun fact: the USDA considers 97% of the United States as rural). To learn more about this program, you can read up on the details here.

Many of our mortgage bankers have lived in the areas they serve for the majority of their lives and know how special these places are. Our industry experience, combined with our passion for growing our communities, drives us to help you and your family on your journey home. As an approved USDA lender, we can walk you through the options available to you. Ask your Flat Branch Home Loans mortgage banker if you qualify today!

Flat Branch Home Loans Named a Top USDA Lender