Columbia, MO – May 8th, 2023 – Flat Branch Home Loans, a full-service, employee-owned mortgage company founded in 2005, achieved the #1 Mortgage Lender status in Missouri, #1 USDA Lender for Missouri, Kansas, Illinois, and Oklahoma, and the #1 FHA Lender in the state of Missouri for 2022 based on a data analysis of the 2022 HMDA data provided by Richey May.

“We are committed to the communities we serve. These achievements are a reflection of our mission to help families achieve their homeownership goals. We're proud to support our local communities through supporting affordable homeownership, and through our foundation, The Giving Branch. The Giving Branch is a non-profit foundation funded by Flat Branch employees to help those in our communities.” -Karen Kreutziger, CEO of Flat Branch Home Loans.

The Home Mortgage Disclosure Act (HMDA) requires financial institutions to report loan level information, which is collected and released by the CFPB each year. Flat Branch Home Loans is #1 in Missouri with a volume of $1.6 billion and 7,591 units.

The USDA, United States Department of Agriculture, loan serves as a low down payment option for rural and suburban areas. Flat Branch Homes Loans has been the #1 USDA lender in Missouri for three years in a row. FHA, Federal Housing Administration, loans are another low down payment loan option, and Flat Branch is the #1 FHA lender in Missouri. This is exciting news for Flat Branch Home Loans, who became employee-owned in 2021. The flexibility of numerous loan options allows for greater assistance for homebuyers.

"The USDA loan program is a fantastic, affordable housing finance option that we are proud to offer to our borrowers and the communities we serve. We love being able to provide our homebuyers and local communities with this low down payment option. This is how we continue our mission to serve more people in our communities." -Jamie Pandolfo, President of Flat Branch Home Loans.

About Flat Branch Home Loans: With over 650 employees, Flat Branch Home Loans is quickly growing as an industry leader and dominant mortgage company in the Midwest. Flat Branch Home Loans employees live, work, and play in the communities they serve, and consider every borrower they work with a family, not a file.

Flat Branch Homes Loans Named #1 in MO, KS, IL, and OK for 2022