At Flat Branch Home Loans, we have many neighbors – both on our team and in our neighborhoods – who have military backgrounds. So naturally, we have a deep-rooted respect for sacrifices that our Armed Forces make for our country every day. That’s why we’ve decided to not just honor these strong men and women on Veterans Day – but for the entire month of November.

Waived Fees

To show our appreciation for the Armed Forces, Flat Branch Home Loans will be waiving all underwriting and processing fees on VA purchase loans for the month of November. It’s a token of thanks for those who give so much.

The Giving Branch

Throughout November our foundation, the Giving Branch, will be featuring military members and organizations who we’ve supported throughout the year. Make sure to follow our Facebook page so you can keep up with their stories!

Community Champions

Our support doesn’t stop when November is over, though. We recently added active-duty military personnel to our exclusive Community Champions program. This provides a credit that waives processing and appraisal fees up to $900 for those who work to make our community a better place.

VA Loans

We understand how much the men and women who dedicate their lives to the military give on a daily basis. That’s why we do everything we can to support them as much as possible. We’re proud to be a VA lender so we can help Veterans and active service members find their dream home.

Backed by Veterans Affairs, VA loans are a $0 down loan program that allows members of the military to purchase or refinance their home.

Who is eligible?
- Active, reserve, discharged, and medically discharged veterans
Benefits
- No Monthly Insurance Fees
  - While mortgage insurance is not required, VA does charge an upfront funding fee, which can be rolled into the loan amount or paid in full.
  - This fee may also be exempted if the veteran is disabled due to a service-related injury.
- Added Service
  - VA loans do not have penalties for paying off balances early, and the VA offers counseling and assistance in the event of financial difficulties.
  - These benefits may also be applied to multiple VA loans at the same time, with eligibility.

Are you a service member looking to buy your dream home? Now is the time! Talk to one of our Flat Branch Home Loans lenders today.

Giving Back to our Neighbors in the Armed Forces