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Let's get you home

We’ve got you covered!

We offer a variety of mortgage products to meet your needs

We craft a loan process just for you!

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations, and milestones. Homebuyers walk through our doors from different starting points, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you in mind, so your loan will be perfectly shaped around your wants and needs.

Trusted locally. Nationally recognized.

Flat Branch offers the best of both worlds. Experience the the support and resources of a large company within a family environment.

With our Flat Branch family, you will never go without.

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Calculate your monthly payment

Our home loan calculator can help you estimate what your monthly mortgage payment may look like according to each home loan product.

*Get an official Loan Estimate before choosing a loan. Your actual rate, payment and costs could be higher. All data is based on your inputs and not today's rates. The estimate above is based on the assumption of one borrower and a variety of conditions including a borrower’s loan type, loan amount and down payment amount are subject to change.

Estimated Monthly Payment:

*without taxes & insurance

SEE FULL CALCULATOR

We serve our Communities

Love is at the core of all we do. We founded The Giving Branch when we saw a need within our own Flat Branch family, and this inspired us to further our mission of serving our hometowns. It is our goal to assist those within our local communities.

St. Louis Crisis Nursery

$5087029 in funds given

500+ Employee volunteer hours

1000+ Families served

571 Request funded in 2025

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